Why a motorhome is better than a van on your V5

What’s in a name? Well, if you’ve landed on this article, you want to know whether it makes a difference if your UK campervan is registered with the DVLA as a motorhome or a van. Or you’re wondering how easy is it to re-register your converted van to a motorhome. Or you just like Googling about vanlife as you get ready for your next big adventure.

There are two ways a campervan can be registered on your vehicle registration document (the V5): It can either be a van or a motorhome. You might think there’s no difference, but actually, whether you’re registered as a van or a motorhome makes a huge difference, especially when it comes to insurance.

Benefits of re-registering as a motorhome

If your campervan is registered as a van, you have to buy van insurance. This is offered by a much wider range of companies, and online quotes are easier to get, but you will pay two or three times the price of motorhome insurance.

As an example, my Volkswagen T5 was registered as a van even though it had a complete campervan conversion. The old owners never changed the registration, which is a fairly common situation, as you’ll know if you’re buying a campervan online.

It’s effort, isn’t it, to get the DVLA to change your registration from van to motorhome? I can understand why people don’t do it if their vehicle doesn’t quite fit the DVLA’s rules on motorhome campervan conversions.

But if your van meets the criteria, would you pay £400 to avoid filling out some forms and taking some pics of your van then sending them to the DVLA? How about £400 a year? Because that was the price difference for my van insurance. I paid £667 with Admiral for 1 year of van insurance on a 2007 T5.

For reference, I’m in my early 30s, female, and have now been driving for almost 10 years (I didn’t learn to drive until I was 23 because I was too broke), all of which affect insurance prices. Conversely, I had zero no-claims-bonus on a car or van because I’d been living in China for the past 2 years where I didn’t drive.

If I’d gone with a specialist camper insurance company such as Adrian Flux, they quoted me £263 for 12 months on the same van. The only problem was, I would need my van to be re-registered as a motorhome and at that point, I was 7 months pregnant, living alone in my VW T5 van full-time (having come back from 2 years in China with nowhere to live), and really had no time or brain space to sort this out when I hadn’t even got a midwife or a hospital booked for the birth yet! So re-registering the van was very low on my list, but would have made a LOT of financial sense.

What you need to re-register your campervan as a motorhome

So what do you need to do to register a campervan conversion as a motorhome instead of a van in the UK? The paperwork itself is not that complicated, you just need to make sure your van meets the DVLA’s requirements. Then you tell them this, sending in photos as evidence. They then re-register your vehicle, send your shiny new V5 certificate (log book) to your home address and your van is officially a motorhome.

What does the DVLA define as a motorhome? The most up-to-date info is on the Gov.uk website on this page. They are now saying on that page that the body type (whether it’s a van or motorhome on the V5) doesn’t affect the speed limit you’re allowed to drive at or the insurance category of the vehicle.

However, in the real world, most specialist motorhome insurers won’t insure vehicles registered as vans, and so you do end up paying more. And as far as speed limits, I’d love to see the proof from the DVLA about the speed limit. This implies that, if a van full of bricks was stopped and it had a sleeping bag in the back, and the owner claimed it was a campervan, that they’d get away with driving at 70 instead of 60 and crashing on an icy bend because they’re laden with bricks, which is obviously ridiculous.

So if the Plod stopped you and you were going at 70 in a high-sided large wheelbase van like a VW Crafter, even if it was fully converted inside, I highly doubt your average rozzer is going to take that into account when the insurance certificate and V5 paperwork says you’re driving a van. They’re not known for thinking for themselves or applying common sense. It seems to me that the DVLA are a little out of touch with how the rules they produce actually get enforced.

In fact, they have seriously tightened up their rules on what counts as a motorhome in the past 12 months and now the external features requirements mean many campervan conversions would have to stay as vans (you apparently now need two windows on one side of the vehicle, which would exclude most VW T5 conversions which were previously successfully re-registered because you used to only need one window on one side).

They also now want a high roof (not a pop top) and they expect “motor caravan style graphics on both sides of the body” because THAT affects whether something is a campervan or not. It’s hard to look at the current exterior rules without thinking they just want to allow retiree motorhome vehicles to be re-registered but not the vanlife type conversions, which are the province of younger people (under 65). Like we need another way to be charged money on vanlife (end rant haha… you can’t fight the DVLA).

Internally, you need seats and a table, sleeping accommodation (which can be converted from the seats), storage and cooking facilities. I did view one van that wasn’t registered as a motorhome, despite the owner’s application, because the table leg wasn’t fixable into a “permanent hole in the floor”.

If you can navigate the pitfalls of re-registering, it’s a fairly straightforward process providing your vehicle has been converted into a “standard” style that meets the very specific criteria set out by the DVLA. If not, you’re probably stuck paying for van insurance, like me.

If I’d had my van for 5 years, that £400 a year I paid in extra insurance would have been £2000 I could have spent on a nicer van or some custom upgrades like a pop top (which would actually cost more than £2000) or switching the rock-n-roll bed for a seatbelted rock-n-roll bed to add extra seats for the baby and our rabbit. So if you don’t already own a campervan, buying a van already converted and registered as a motorhome will save you money from day 1, and might be worth paying a bit extra for in the long run, depending on what sort of conversion you’re planning to do.

Why I’m Not Converting Another Citroen Xsara Picasso into a Car Camper

I really loved my Citroen Xsara Picasso as a campervan, especially because you can pretty much do anything to kit it out, and not worry about wrecking it. In December, the famously unreliable French mechanical engineering let me down when the Picasso’s gearbox and engine broke so I had to give it to the scrap merchant for £20, and I bought a Rover 75 because it was cheap. Some plans I’d had for this summer for the Picasso were to put vents in the sides (by drilling holes in the non-petrol side) and to fix the storage situation.

I want to talk today about why I did my car camper conversion the way I did it, why I will probably not buy another Citroen Xsara Picasso to camperify (it was great for what I wanted but it does have a lot of limitations) and I also want to go through some of the considerations you need to think about whilst planning your camper conversion.

When I bought the Citroen Xsara Picasso to convert back in 2014, nobody had done such a thing before and the only mentions of it on the internet were people joking about what a stupid idea it was. I feel proud that I started something that (it turns out) so many people are interested in doing, and I am glad that my posts about how I converted the Citroen Xsara Picasso and my review of the Picasso are helping other people achieve their dream of having a car camper. This did mean though that when I did mine, there was absolutely no information specific to the Citroen Xsara Picasso to give me any idea about how to go about converting it. I took inspiration and ideas mainly from Toyota Previa Delica Lucida conversions, obviously the Citroen Xsara Picasso is much smaller and there’s a limit on how much space 2 human beings (6’2″ and 5’6″ respectively) need. If you are 5’4″ or under, you can convert a Citroen Xsara Picasso and have acres of space because your clothes, shoes, sleeping area etc all take up less space. Even in the most practical Previa Delica Lucida conversion that I’d admired and used as guidance, the tallest occupant was 5’8″, so perhaps car camper conversion is a sport more suited to shortarses rather than longshanks.  We had great times in it, although in hindsight I think we would have had a better shot at a more complex conversion in a Previa Delica Lucida (a Toyota’s a Toyota).

The main stumbling block I came up against (I did everything myself) was we were just too tall for this vehicle to be our ideal camper conversion. Yes, you can fill the back of a Citroen Xsara Picasso with a wooden framed bed, a nicely-coloured fitted “kitchen” unit etc, but you won’t actually have enough headroom to use this stuff because human beings bend at the middle to sit up. I measured us. I need 83cm to be able to sit up in a vehicle, and my husband needed 91cm. Since my husband is 6 foot 2 inches tall, we needed that length to sleep in, so the Picasso was not long enough for us to add a kitchen unit at the back (so you can cook with the boot open) either. From a ventilation and safety point of view, there was absolutely no point in fitting a kitchen but again if you’re short or single you won’t have this problem, you can kitchen away.

Add to that, when you’re not actually camping (which is most of the time, unless you’re retired or a full-time traveller, in which case you probably aren’t going to convert a Picasso when you could drive one of those hulking great motorhomes or a large wheel base Transit at 20 miles an hour around the Derbyshire Dales), having a kitchen unit in a Picasso is generally stupid for most people. It adds weight and stops you from a) carrying people in your people carrier when you want to and b) using it as a van to transport large items.

The main thing I really loved about the Picasso was its sheer versatility. There was the time I gave a ride to three people with a sick cat they found on the street, who needed to get it to a vet’s across town. There was the time when my dad died 400 miles away and, because his sister has Narcissistic Personality Disorder and thought it was all about her, I had to clear his flat in the dark on a Bank Holiday (when all the van rental places were shut), and if I hadn’t had the Citroen Xsara Picasso I would not have been able to save my antique 1920s wardrobe (four foot wide, six foot long, two foot six inches deep) from my bedroom, the only thing my dad ever bought me; it would have been taken to landfill by the council instead (we crammed it in on its side and filled it with mementos, photos etc that we salvaged). There were the (countless) times I needed to take garden waste to the tip, the time my husband decided to take 500 bricks off someone’s hands (thanks Freecycle), all the large pieces of wood we transported home for furniture projects, that all made the ability to have a completely empty loading area an absolute essential. To put it into perspective, last week we bought some new fence panels and had to walk home with them because the Rover 75 blatantly couldn’t fit them inside or on top. If we’d still had the Picasso, we could have either attached them to the roof with rope through the windows (put a big towel on your roof, nothing gets scratched) or maybe even crammed them into the back diagonally with the boot open to get them home. If we’d put fixed furniture in the Picasso, its storage space and passenger capacity would have been more limited.

I’d like to add something about effort vs benefit because a lot of people lose sight of this when they’re spending 6 months to a year converting a vehicle (during which time they don’t go anywhere on holiday in it). Allowing for the possibility that there are people in the world small enough to fit in the vehicle afterwards, it still takes a lot of effort to build a bed/storage unit and a kitchen/storage unit because you have to custom size it all to the vehicle and it has to be safely attached somehow so you don’t kill everyone in the vehicle in a crash.

Unless you very specifically want that exact vehicle for many years to come, you are putting a lot of work into making custom camper furniture for a car that you probably won’t be cooking in very often, or storing camping equipment in, compared to the number of times you will drive it to work (in our case we had it for 15 months, August 2014 to November 2015, and used it for four different long-distance holidays, where we slept in it for more than two nights apiece. We would have used it for more trips but I was a bit preoccupied with my parents both dying last year).

I decided that since we bought the Picasso as an experiment in the fusion between Bangernomics and Campernomics, and that it was only going to run to its next MOT, there was no point in going to that much expense, effort, and time, to do something to a vehicle that was going to be scrapped in a year. I did want to work out how to put air vents into it before I scrapped it, but I was very ill at the time, in and out of hospital, so that never happened (2015 was a shit year. But I did buy the plastic air vents from Homebase and find out how to do it, although there’s no schematics for the Picasso to confirm that I wouldn’t have drilled through a wire or something).

I also wanted to put a roof rack on top, but when I tried to get one fitted on the day I had to clear my just-died dad’s flat, Halfords Edinburgh kept me waiting for ages then said it was too late in the day and that I should come back tomorrow. The store was empty of customers the whole time. I got let down at a time when something terrible was happening, so I didn’t bother going back. I’ll spend my money elsewhere, thanks.

Other important considerations are a) the law b) visibility c) weight distribution/fuel consumption and d) access to and from doors.

a) I have talked about international window tinting laws for driving around the world previously. They haven’t changed, and they do also apply to any obstructions to visibility. I drove my car camper to Rome and this year I’m going to drive (whatever vehicle I end up with by July) to Spain. For me, putting anything in the back of the Picasso that would affect visibility is a hard “no.” Additionally, there’s no point making a camper that sleeps more people than it seats with a seat belt. Where are these extra people going to come from? How are you all going to breathe?

b) Visibility. The positioning of those front driver pillars (and the fact that there’s two of them) is really stupid. The car looks lovely from the outside but from the inside? Really hard to see where you’re going. In the blazing sun in Italy, the reflection from the top of the dashboard made it virtually impossible to see out of the front window. The heat was over 40 degrees celsius and my car’s fans were blowing even hotter than the ambient air because my car was a scrapper. If I hadn’t been able to see clearly out of my back and side windows, I would have had an accident. That means the only place to put a fixed kitchen/storage unit would have been behind the driver’s seat (where I can’t see anyway) and it would have had to come no higher than the window for aforementioned legal reasons.

c) The petrol tank is on the driver’s side, then it goes under the vehicle on that same side. It takes 40 litres. If there’s a fixed heavy piece of furniture behind the driver, that’s another 10-30 kilograms of weight on the same side. An uneven load distribution, being driven around in the same place all the time, in addition to anyone or anything else you put in the car, is going to affect the car mechanically.

d) I wanted all the doors to be openable and to permit access to the vehicle. This meant I wasn’t limited about how/where I parked and there were two examples of this being invaluable: firstly, when I couldn’t stop vomiting on my first day in the Highlands in August 2015, I was *really* glad of this because I could just open the door, do my vomiting, close the door, without having to disturb my husband who was trying to get to sleep. Secondly, when we came across an unexpected nudist beach in Belgium, we were able to park the car and change into swimwear whilst avoiding getting our shoes in the back of the car by opening the door behind the driver seat.

Another thing to be aware of is cabin fever, especially on a long trip to Europe or further afield. You will want to be able to go to sleep with more than two inches between yourself and the person next to you.

I think when looking at converting a Citroen Xsara Picasso, or any other smaller vehicle, into a campervan, it’s important to keep perspective of the best possible function and use of the vehicle, rather than being able to go “ooh ooh look at me it looks like a real caravan inside I designed it to be popular on PINTEREST” (seriously, why do people do this) whilst compromising on the most important things in any vehicle you sleep in – bed length and comfort, privacy and safe air flow.

Things I didn’t like about the Citroen Xsara Picasso:
1. There’s nowhere to put a freaking drink on the driver’s side, and seemingly nowhere to attach a place to put a drink because every surface is curvy and “futuristic” (from the Picasso’s design vision in the late ’90s).

2. Ours was petrol. I liked the 1.6 litre engine, but I disliked the really tiny petrol tank that was NOT designed for long distance journeys, and I really disliked having nowhere (in the curvy futuristic exterior of the vehichle) to store a jerry can. Add to that, some countries don’t allow you to carry petrol but everywhere lets you take diesel. You don’t want to sleep in the vicinity of a petrol can (I’ve done this, it’s horrible) leaking fumes everywhere, so it has to go outside the vehicle, but there’s nowhere on the Picasso to put it. This means you’re forced to fill where you can, which means sometimes you’re pushing the car to the petrol pump, and always you have the knowledge that you didn’t get a good price on fuel. It just wasn’t big enough to carry the weight of the vehicle a reasonable distance between filling stations across Europe when we didn’t have a Sat-Nav or toll money so relied on seeing a petrol station sign. We were well into the red several times in Germany and Italy and it was stressful…. [descends into angry rant about stupid size of petrol tank for what’s effectively a really heavy metal shed on a Xsara chassis/wheelbase]

3. The lights on the Picasso we had just never worked properly. By the time I scrapped it, one headlight would not even do a side light let alone anything else and the suspension was terrible. Yes, you can fix these things, but there’s only so many times you can get it “fixed” before you just want a different car.

4. The spare wheel being under the boot seems like a great idea but it reduces the ground clearance – which in general was not shockingly bad (not quite as bad as a lowrider) but wasn’t fantastic either.

5. The fans blowing air didn’t work at all and the temperature control didn’t work, so when the ambient temperature was hot, the car was hot, and when the ambient temperature was cold, the car was cold. You may remember cars of the 80’s often had this problem, and this might make you think “who cares?” but when it’s 40 degrees in Rome when you wake up and sub zero in the Alps when you go to sleep, it really is pleasant to have some sort of controllable warm/cold air coming into the car.

6. The off road capabilities were less than impressive, the cruising speed was sub-par which especially pissed me off in Germany where I wanted to be going at over 90 mph and was stuck at 75, and the brakes were nowhere near as good as on the VW Golf.  Adding weight of a full-on camper conversion to make it look like a Citroen Romahome on the inside will ONLY make this worse.

7. The petrol tank size. Can I rant about this even more?

I did a hell of a lot of research into a lot of different vehicles before I bought the Picasso, and it was the perfect car to get some experience of campering with.  If you’ve never converted a vehicle and you’re not tall and you don’t buy a £600 category-C write off, you’ll probably have many happy years in this.  As for me, I am hoping that this summer I can buy a Land Rover to convert, so I’ve got a vehicle that’s a) wide enough for actual luggage storage and b) has 4 wheel drive capacity for when we’re campervanning in the snow or end up off-road both of which happened in the Highlands and in Austria. I want to take it to the Sahara (amongst other places), after all, and a Picasso was never going to be appropriate for that.  I also like the fact the Landie has a flat roof with excellent potential for luggage storage.